1. The procedure is more simplified. Where college graduates (within two years after graduation, the same below) apply to engage in self-employment or bid for private enterprises, they can give priority to registration through the "green channel" in the registration hall of industrial and commercial departments at all levels. Its business scope is open for approval except for industries and commodities explicitly prohibited by the state. For restricted and special business projects, they are allowed to go through the special examination and approval procedures while applying. For those who apply for the establishment of private enterprises in special economic zones such as science and technology parks, high-tech parks and economic and technological development zones, the special affairs office will try out the "commitment registration system" in addition to projects that must be pre-approved. Applicants who submit the application for registration, capital verification report and other major registration materials may first be issued a business license, so that they can complete the relevant materials within 3 months as required. Anyone who applies for the establishment of a limited liability company with intangible assets such as human capital, intellectual achievements, industrial property rights and non-patented technology of college graduates as investment is allowed to offset 4% of the registered capital.

2. reduce and exempt all kinds of fees. Except for industries restricted by the state, the industrial and commercial departments shall waive their individual industrial and commercial household registration fees (including registration, change registration and replacement fee), individual industrial and commercial household management fees and various certificate fees within one year from the date of approval of their operation. To participate in a private association, the one-year membership fee will be exempted. For college graduates bidding for high-tech enterprises (including limited liability companies), the minimum registered capital is 1, yuan. If the funds are really difficult, they are allowed to be put in place by stages; The name of the application can be approved as "high technology", "new technology" and "high technology". College graduates engaged in community service and other activities, after being reported by the neighborhood committee to the local administrative department for industry and commerce for the record, will be exempted from industrial and commercial registration registration and various industrial and commercial management fees within one year.

Reminder: According to the staff of the Individual Department of the Provincial Administration for Industry and Commerce, the relevant policies have been implemented at present. When going through the relevant procedures for starting their own businesses, college graduates should not only bring all the required materials and submit relevant applications, but also bring the employment recommendation form of college graduates, graduation certificates and other relevant materials.

In terms of financial loans

1. Give priority to loan support and issue credit loans appropriately. Increase the support of college graduates' self-employment loans, and financial institutions will give priority to credit support for those who can provide effective asset mortgage (pledge) or quality customer guarantee.

For college graduates' business start-up loans, college graduates can be the main borrower, and the guarantor can provide corresponding joint guarantee for the stable income or effective assets of their families or immediate family members. For those with good credit standing and guaranteed repayment, credit loans shall be appropriately issued on the basis of controllable risks.

2. Simplify the loan procedures. By simplifying the loan procedures, the credit line is reasonably determined and used in a certain period of time. 3. Preferential interest rates. Give some preferential interest rate support to the venture loan, and depending on the degree of loan risk, it can float down or up appropriately on the basis of the legal loan interest rate.

Reminder: Relevant persons of Bank of China, Agricultural Bank of China, China Construction Bank, Minsheng Bank, CITIC Industrial Bank and other banks in Rongrong all said that the bank has not started the business of college students' self-employment loans at present, and this embarrassing situation is mainly due to the high risk of such loans. A person from the office of CITIC Industrial Bank Fuzhou Branch said that banks should also consider their security while pursuing the profitability and liquidity of funds. Compared with other loans, college graduates' self-employment loans are risky. College students have just graduated, lack social work experience, and have no suitable collateral or guarantee. Banks generally don't lend easily. Another person in the industry also said that even if college students have suitable projects at hand, this is only an individual phenomenon. As an enterprise, the input cost and income of such loans issued by banks are not proportional.

in fact, the difficulty of college students' entrepreneurial loans lies in their inability to provide effective assets as collateral or pledge. The reporter learned that at present, a number of banks in Rong have opened personal business loans for natural persons who have permanent residence or valid residence status in cities and towns and have reached the age of 18. Such venture loans require individuals to adopt hypothecated loan, or real estate mortgage loans and secured loans.

In terms of tax payment

All college graduates who are engaged in self-employment are exempted from paying the tax registration certificate fee within one year from the date when the industrial and commercial department approves their operation. Newly-established urban labor employment service enterprises (except industries restricted by the state), if the number of unemployed people (including college graduates who have registered for unemployment, the same below) exceeds 6% of the total number of employees in the enterprise, they may be exempted from income tax for 3 years with the approval of the competent tax authorities. After the expiration of the tax exemption period for labor employment service enterprises, if the newly placed unemployed persons account for more than 3% of the total number of original employees of the enterprise in that year, the income tax may be reduced by half for 2 years with the approval of the competent tax authorities.

In terms of business operation

1. Employees can enjoy free discounts on hiring and training. For enterprises independently founded by college graduates, within one year from the date of approval of their operation by the industrial and commercial departments, they can inquire about the supply and demand information of talents and labor force and publish job advertisements for free on the websites of talent intermediary service agencies and public employment agencies affiliated to the government personnel and labor security administrative departments; Participate in talent fairs or talent and labor exchange activities organized by talent intermediary service agencies and public employment agencies affiliated to the administrative department of personnel and labor security of the government, and give appropriate fee reduction and exemption; The talent intermediary service institutions affiliated to the government personnel department provide free training and evaluation services for graduates who start enterprises and preferential treatment for employees who start enterprises.

2. Personnel file management is free of charge for 2 years. For college graduates who start their own businesses, the personnel intermediary service institutions affiliated to the personnel administrative department of the government will keep their personnel files (including social security, professional titles, file wages and other related procedures) for two years free of charge. 3. There are separate channels for social insurance participation. College graduates who are engaged in self-employment can apply for social insurance at the individual payment window set up by social insurance agencies at all levels.

References:/html/chuangyezhidao/chuangyerongzi/2744/1198.html.