1, the fund will be fixed if it falls. The reason is that the fixed investment is to buy funds at a fixed time and amount, so the cost of each purchase is different. When you buy a fund when it falls, the cost of the fund will be less and less, so the cost of the fund can be amortized. For example, investors invest 1 1,000 yuan in 3 yuan, 2.5 yuan and 2 yuan respectively, and the cost at this time is 2.5 yuan.

2. If you buy when the fund falls, you can get more shares. According to the smile curve principle of the fund's fixed investment, when the break-even point appears, you begin to make a profit. For example, if the net value of the fund in the market outlook is greater than that of 2.5 yuan, you will make a profit.

3. The fixed investment of the fund should be adhered to for a long time. If the fixed investment is suspended or terminated when the fund falls, it will be easy to chase up and kill. Moreover, it is difficult to rise after termination, and the book value can only be reflected after long-term investment.

Ping An Bank also sells a variety of fund products on a commission basis. The risk and investment direction of each fund are different. You can log in to Ping An Pocket Bank APP- Finance-Wealth Management-Fund-Fixed Investment Zone for details and handling.

Tips:

1. The above information is for reference only, and no suggestions are made;

2. Fund products are issued and managed by Fund Management Co., Ltd. Ping An Bank is only a consignment agency, and the consignment agency does not assume the responsibility of product investment, redemption and risk management. Investment is risky, so be cautious when entering the market.

Response time: 2021-12-13. Please refer to the latest business changes announced by Ping An Bank in official website.