If you buy 10,000 funds in China's fund market, if you are unlucky, you will buy a fund that is eclipsed, but it is hard to say that the fund has lost all 10,000 yuan. This is a rare phenomenon. When you buy 10 thousand yuan, if you encounter a junk fund, it is impossible to consume all the principal. If you really get to the bad stage, you won't lose all the principal, let alone exceed the scope of the principal. Unless all the stocks held by the fund lose money, it is impossible, let alone rescue them.

Yes, you don't usually lose 10 thousand Five thousand is a lot.

First of all, we must understand the meaning behind the fund. Give a simple example: you have 10000 yuan to buy wheat. If wheat is now one yuan a catty, you can buy 10000 jins in total. The price of wheat will change with the market, if it becomes ninety cents a catty after one month. Then the market price of 10000 kg of wheat you hold now is 9000 yuan. Similarly, if the market price of wheat becomes 1 1 kg after one month, the market price of 1000 kg of wheat you hold now becomes 1 1000, which means that you have increased 10%.

Next, talk about the concept of share: the share of the fund is the unit price of the current fund. It can be understood as the price of buying a catty of wheat. Then the 10000 yuan fund we bought will eventually be converted into the number of shares we hold.

Because the fund manager buys the stock behind the fund, the rise and fall of the stock corresponds to the change of the unit price of the share in the fund. It will eventually affect the amount change of your total share.

If you haven't sold the fund since you bought it, then the unit price of the fund you bought is almost impossible to become zero, which means that the fund bought by 1 Wan Yuanyou is almost impossible to become zero.

That's good. For example, you bought 654.38 million yuan of wheat, and you never sold it. If wheat has not deteriorated, the price of wheat will never become zero yuan a catty, that is to say, the 654.38 million wheat held by Yuan You will never become zero yuan.

But there will be exceptions. If you spend 1000 yuan on wheat now, it will depreciate to 50 cents a catty next month and become 5000 yuan when you sell it. Then it rose to one yuan in the third month, and you spent another 5,000 yuan on 5,000 Jin. Then it became fifty cents a catty in the fourth month, and then it became 2500 yuan when it was sold. And so on until your principal is not enough to buy a catty of wheat, but your principal cannot be zero.

To sum up, we try to buy funds at a low point, hold them for a long time, and then sell them after a certain profit.