Alipay generally has discounts for buying funds, but some funds do not. Therefore, investors can look at the buying rate of specific funds before buying funds. General funds are 10% off, which is also the lowest discount for major platforms at present.

Alipay is a third-party payment platform launched by Ant Financial in 2004. It owns two independent brands, Alipay and Alipay Wallet. The software mainly provides payment and financial services (including online shopping secured transactions, online payment, transfer, credit card repayment, mobile phone recharge, water, electricity and coal payment, personal finance and other fields).