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If there are 654.38 million yuan of idle funds, how to arrange them, give five schemes and explain their advantages and disadvantages.
Option 1: Buy insurance, and the income: protect the personal safety of the elderly and children. Disadvantages: there is not much room for appreciation.

Option two: buy stocks. Pro: There is a lot of room for appreciation. Disadvantages: high risk.

Option 3: buy a fund. Pro: Low risk and stable appreciation. Disadvantages: slow appreciation.

Option 4: Go to buy real estate. For: tangible assets. . . Disadvantages (you know): large investment. . .

Option 5: Two fifths buy funds, one fifth buy stocks and two fifths buy insurance. In favor: diversify investment. Disadvantages: complicated operation