Option two: buy stocks. Pro: There is a lot of room for appreciation. Disadvantages: high risk.
Option 3: buy a fund. Pro: Low risk and stable appreciation. Disadvantages: slow appreciation.
Option 4: Go to buy real estate. For: tangible assets. . . Disadvantages (you know): large investment. . .
Option 5: Two fifths buy funds, one fifth buy stocks and two fifths buy insurance. In favor: diversify investment. Disadvantages: complicated operation