How to choose a fund?
Fund selection is not just about listening to friends around you who say which one makes money, or buying it on Alipay recommendation page. If you want to buy a fund to make money, you won't lose money by following these steps!
1 See the fund manager
Buying a fund is actually choosing a fund manager, which can be seen from the following aspects: the resume of the fund manager, the working years, the fund manager had better go through a bull-bear conversion, and the recent yield of the fund manager 1 year, 3 years. The higher the income, the better! Finally, look at the position of the fund manager and see if the position of the fund manager is your favorite taste.
Maximum withdrawal rate of the second fund
Every fund manager has his own different investment style. Some fund managers like a steady style, while others like a radical style. The maximum withdrawal amount of a fund refers to how much you can bear the maximum decline of the fund. I personally bear the withdrawal rate of 30%.
Third, keep a good personal attitude.
Fund investment fluctuates to a certain extent. Many people just can't control their mentality when they buy funds. They like chasing up and down or buying a fund like short-term stock trading. This is the most taboo in fund investment. When you choose a fund, you must believe in the ability of the fund manager and hold it for a long time, and then choose to sell it after the income reaches your ideal state.
To sum up: fund investment can't be put all your eggs in one basket, but it can't be too scattered. After all, personal energy is limited, and it is best to control millions of funds around five funds. How many funds would you buy if you had 6.5438+0 million in your hand?
I don't know if you have any idea to package all powerful fund managers.
Twenty thousand dollars to buy twenty funds, each fund invested one thousand dollars.
, Liu Yanchun, Zhu Shaoxing, Quyang, Gulen,,, Xie Zhiyu, Dong, etc.
It's good to let them work for me.
In fact, there are not a few small partners in investment fund supermarkets.
On the one hand, it is difficult for them to choose, and they can choose a few from dozens of excellent funds.
It's too difficult.
Buying all of them perfectly solved this problem and dispersed the risks.
On the other hand, there are no sectors that are afraid of rising. Consumption, medicine, military industry and semiconductors are all exposed to rain and dew.
Small, small pattern.
Don't put eggs in one basket. The more money, the more dispersed the risk?
Let's take a look at the top ten positions of Zhang Kun's E Fund, Liu Yanchun's Jing Shun Great Wall Dingyi and Quyang's Qianhai Kaiyuan China Scarce Asset Fund.
Their wealth trends in the past three years can't be said to be exactly the same, but they are also very similar.
The reason behind this is that their investment is concentrated in the fields of consumption and medicine.
You put your eggs in different baskets, but the baskets are on the table in the consumption and medicine section.
The table collapsed as a result.
The fund itself is a collection of stocks, and the fund manager itself is decentralized.
Buying more than one fund with the same investment style can't spread the risk.
Another problem is holding too much money and consuming too much energy.
When there is a big rise or fall, you will lose money or increase your position. You think about Kun Kun, Chun Chun and Lan Lan all day, and you are not in the mood to work.
So, how much money does a portfolio generally need? How to configure?
In fact, four or five is good, and a little more is ok, but it is not necessary.
In essence, there is not much investment, and I am willing to give up if I can't get it.
Want everything, and end up with nothing.
It can be configured according to the investment plate of the fund and the investment style of the fund manager combined with their own investment preferences.
The fund is biased towards medicine, consumption, science and technology, military industry and other sectors, so it is good to choose one of the promising sectors.
The style of fund managers is radical, balanced and conservative.
With the sharpest spear and the strongest shield.
If your investment style is more radical, you can match the stable mixed fund with science and technology theme and consume medicine.
If you are relatively balanced, then choose some hybrid fund bond funds with stable investment style.
Do you understand?
I'm Duan Zijun from Finance and Economics, the account manager of a securities firm. Interested in investment, welcome to communicate.
Not a little too much, but too much. Buy so much, can you have the energy to observe its trend and fund manager's position exchange? Select head funds in several fields to buy on dips or make fixed investments. Each fund will invest 200,000-300,000 yuan, set profit points, and automatically redeem at maturity.
A lot, indeed a lot. It is enough to pay attention to four or five funds normally.
You can also buy it and hold it for a long time.
It is better to buy a CSI 300 than to buy so much.
Not much, definitely not much. There must be repeated positions, but there are also non-repeated positions. 1 10,000 yuan can be bought 100 yuan, each 1 10,000 yuan, and it can be bought in ten times at the bargain-hunting point.
Very few
Don't worry about deleting "Hui" and "Hui". Read "Blink of Light" again.
This is a bit too much, really too much. What I admire more is that you have that capital.