The conversion of a commercial loan into a provident fund house purchase contract can be handled in the following ways:

1. The applicant for loan conversion should go to the original lending bank for consultation.

2. Submit relevant information.

3. The entrusted bank will conduct an interview with the loan applicant and review the application materials submitted.

4. The applicant signs a loan contract with the original commercial loan bank.

5. The borrower will use his own funds to deposit the difference between the original commercial loan balance and the re-loan into a special deposit account opened by the re-loan bank.

6. Loan disbursement.

7. Apply for mortgage.