For funds bought by banks, only the bank can handle the fund conversion. You cannot go to the official website of the fund to change funds of another brand.

The bank handles the fund conversion, and the handling fee is the transfer fee. The redemption fee of the fund + the difference between the subscription fee of the transferred fund and the transferred fund. For example, if you switch from Fund A to Fund B, if the subscription rates of the two funds are the same or the subscription rate of Fund B is less than Fund A. Only the redemption fee of Fund A is required. If the subscription rate of Fund B is greater than that of Fund A, the redemption fee of Fund A + the difference between the subscription fees of the two funds will be charged.