In the fund market, investors often meet some funds with letters A or C behind them to distinguish them. So, what's the difference between A and C after the fund? Are Class A and Class C funds funds? The following small series brings the difference between A and C behind the fund. Let's take a look at it together, hoping to bring some reference.
Class A funds and Class C funds are the same fund, but there are the following differences between them:
1, Class A funds and Class C funds have different codes, and their codes are generally different only with the last digit, such as Tian Hong CSI Securities Insurance Index a(00 1552) and Tian Hong CSI Securities Insurance Index c(00 1553).
2. Class A funds charge subscription and subscription fees when investors subscribe and subscribe for funds, and sales service fees are not accrued from the assets of such funds. Generally speaking, there is no redemption fee after 2 years; Class C funds do not charge subscription and subscription fees when investors subscribe and purchase fund shares, but accrue sales service fees from the assets of such funds. Generally speaking, there is no redemption fee after 30 days, in which the sales fee is generally fixed and the subscription and subscription rates are discounted.
3. It is more cost-effective to hold Class A funds for a long time, and it is more cost-effective to hold Class C funds for a short time.
No matter whether you choose Class A funds or Class C funds, you should refer to the following factors when choosing:
1, see the fund rating, you can look at Morningstar Fund Network, Tian Tian Fund Network, He Xun Network and other websites. The score is 1 to 5 stars, with 5 stars being the best. Try to choose a fund with high stars.
2. Looking at the historical performance of the fund depends not only on the trend of the past year, but also on the average income in recent years. Try to choose high-quality funds with stable performance for more than three years, and choose funds with higher average performance and higher benchmark performance. These data can be compared every day.
3. Choose a fund manager. Considering the years of the fund's establishment, the number of products managed and the awards, there are generally no more than five funds and managers whose work cycle spans the bull-bear cycle, and the fund managers with excellent past performance are relatively good.
4. Looking at the risk of the fund, you can look at the sharp ratio and choose a fund with a large sharp ratio and good performance among similar funds; The smaller the standard deviation, the lower the investment risk; The greater the alpha coefficient, it means that it is undervalued and can release the purchase.
Seize the stocks with continuous daily limit.
In the mid-line stock picking skills, if you want to make a medium-long line layout, you must look at the current market situation. You can refer to the annual line (250 antennas) and semi-annual line (120 antennas) of the market index. If the trend is above the annual line and the semi-annual line, it means that it is not a bear market at present. In the face of national policies, investors should not be lucky enough to grab the rebound or choose to buy people, but should wait and see to clear their positions. If the stock market rises sharply, it is necessary to follow the trend and hold shares in the medium term.
Mid-line stock selection should be comprehensively analyzed from six aspects: K-line shape, technical index, relative price, company fundamentals, market trend and stock theme. We should give up some stocks with high P/E ratio and prices much higher than their intrinsic values.
As for how to seize the stocks with continuous daily limit? The initial share price rose by more than 6%; Must be "heavy"; The greater the increase, the stronger the trend and the more favorable it is. Among the key conditions of daily limit, the opening price is 2-3 points higher and the opening price is not more than 2 points lower. The decline process cannot be heavy, and the heavy volume is suspected of shipping; The closing price is near yesterday's closing price, so it is best not to form a gap.
Analyze the handicap of a stock.
It is reported that the handicap includes the trend of the stock on that day, and the handicap size analysis of a stock mainly includes five parts, namely the commission ratio; Five trading orders; Opening price, closing price, price fluctuation, lowest price and highest price, volume ratio, internal and external disk, and total volume; Turnover rate, total share capital, circulating share capital, net assets, income and dynamic price-earnings ratio; Sales order.
In the stock market, the handicap of the stock refers to the real-time disk data window in the trading process. Handicap data usually consists of commission ratio, five pending orders, stock opening price, stock closing price, stock price rise and fall, stock highest price, stock lowest price, stock latest price, stock ratio, stock internal and external disk data, total stock turnover, stock turnover rate, total share capital, stock circulating share capital, stock net assets, stock price-earnings ratio, expected income, stock net inflow and stock turnover rate.