Even if there is no dividend, the money will increase when it is redeemed. After dividends, the net value of the fund will return to one yuan, that is, re-subscription. For example, if you buy 1 0,000 yuan now, then you will buy 500 copies with a net worth of 2. When he pays dividends, he will use your 1 1,000 yuan again and automatically buy you 1 1,000 copies. This 1000 shares is because the net value is 1 yuan, so you can have 1000 shares, and the rest will be distributed to you in cash. If you choose to reinvest in dividends, he will automatically divide all the money into fund shares instead of cash.