Is there any income from buying funds before 3 o'clock that day? Investors need to understand this difference, because only by understanding the difference between the funds we buy can we be more profitable. The following is a list compiled by Bian Xiao to calculate the income of the fund on the day of purchase. I hope I can help you.

Is the fund a profit on the day of purchase?

From Monday to Friday, funds that subscribe for funds before 3 pm have no income on that day, and the net value is confirmed according to the net value after the market closes on that day. Saturday, Sunday and legal holidays are not trading days, and funds can also be purchased on weekends, but they can only be accepted on Mondays. The net value is calculated according to the net value after the market closes on Monday. In other words, for funds subscribed after 3 o'clock, the net value is confirmed as the next payment.

How long can I buy a fund and sell it?

The purchased fund can only be sold after the fund confirms its share. The specific selling time requires investors to consider factors such as fund trends and market conditions. It should be noted that if investors sell within 7 days, they will be charged a high redemption fee of 1.5% of the turnover.

The trading time is before 15:00 on the current day, which is calculated according to the net value of the current day. Therefore, everything users buy before 3 o'clock is bought at the net price after the close. The fund does not count as income on the day of buying, but counts as income on the day of selling. However, it should be noted that the fund is sold at the trading time of the day, and the subscription and redemption of the fund is bounded by 3 pm that day. All purchases or redemptions made before 3: 00 pm are calculated according to the net value of the fund at the end of the transaction on that day, and purchases or redemptions made after 3: 00 pm on that day are calculated according to the net value announced at the end of the transaction on the next day.

Easy day closing net value. The net value of funds purchased after 3 o'clock is the same as that purchased before 3 o'clock the next day.

Is the fund a profit on the day of purchase?

No, the fund implements T+ 1 trading, and purchases on the same day are calculated according to the net value at the close of the day of purchase. Confirm the share on the second trading day, and calculate the income after the share is confirmed, that is, buy it on the same day, and calculate the income on the second trading day.

Fund income is determined by the investment target. Investment targets go up, funds go up, investors gain, investment targets go down, and investors lose. The trading hours of the Fund are: Monday to Friday at 9: 30 am-1:30, and in the afternoon 13:00- 15:00.

What should I pay attention to when buying a fund?

First, according to your risk tolerance and investment purpose, arrange the proportion of fund varieties, choose the fund that suits you best, and set an investment ceiling when buying partial stock funds.

Second, you should maintain your account in the later stage. Although the fund is worry-free, it cannot be left unchecked. Always pay attention to the new announcements on the fund website, so as to have a more comprehensive and timely understanding of the funds you hold.

Third, pay attention to buying funds, and don't care too much about the net value of funds. In fact, the fund's income is only related to the net growth rate. As long as the fund's net growth rate stays ahead, the income will naturally be high.

Fourth, don't "love the new and hate the old" and don't blindly pursue new funds. Although the new fund has inherent advantages such as preferential prices, the old fund has long-term operating experience and reasonable positions, which is more worthy of attention and investment.

Is the fund income calculated according to the purchase date or the confirmation date?

When investors buy stocks, they usually calculate the income according to the cost price bought on the trading day and the market price on the selling day. Then, in the process of fund trading, is it also based on the net value of the purchase day to calculate the income?

Generally speaking, if the subscription and payment are successful before the trading day (T day) 15: 00, the fund company will confirm the fund share on the net fund value of the next trading day (T+ 1 day), and the income will be calculated from the date of confirmation; If the subscription is made on a non-trading day or after trading day 15: 00 and the payment is successful (T day), it will be included in the effective subscription on the next trading day (T+ 1 day), and the fund company will confirm the fund share on the next trading day (T+2 day) with the net fund value on the effective subscription day (T+ 1 day). So it is calculated according to the net value on the confirmation date.

For example, investors buy a fund before July 22 15: 00, and the net value of the fund is 1 on July 23. 5 yuan, then, its confirmation date is July 23rd, and it is 1. 5 yuan's price to calculate its income.