Buying a fund and putting it there is risky, but it is not necessarily a loss. Fund is an investment tool, and its income is related to the market situation and the investment strategy of fund managers. If the market performs well, the value of the fund may increase and you may get some income. However, if the market is depressed or the fund manager's investment strategy is improper, the value of the fund may fall and you may lose money.

In order to reduce risks, the following measures can be taken:

1. Know the fund: Before buying the fund, know the investment strategy, historical performance and expenses of the fund. Choose a fund that meets your risk tolerance and investment objectives.

2. Diversified investment: Don't put all the funds in one fund, but spread the funds to different types of funds to reduce risks.

3. Regular adjustment: pay attention to the performance of the fund regularly and make adjustments according to the market situation and the performance of the fund. You can choose to sell the loss-making fund, or you can choose to buy the fund with better performance.

4. Long-term holding: Fund investment is a long-term investment method. Don't be easily affected by short-term market fluctuations, and hold funds patiently.

In short, buying a fund and putting it there is risky, but it may not necessarily lose money. By understanding the fund, diversifying investment, adjusting it regularly and holding it for a long time, the risk can be reduced and a better return on investment can be obtained.