The so-called fixed investment is a fixed investment fund, which invests in a designated open-end fund at a fixed time and a fixed amount, similar to the bank's zero deposit and withdrawal method.

What are the risks of the fund's fixed investment?

Market risk: all funds are basically affected by the market, and the fixed investment of funds is no exception. But different funds face different risks: stock funds face the risk of ups and downs in the stock market, and bond funds face the risk mainly from the fluctuation of the bond market.

Capital liquidity risk: similar to huge payment; When the stock market is in a downturn, the cash flow is tight, or investors suddenly concentrate on redemption, which may cause the loss of the fund's fixed investment.

Investor's operational error: The fixed investment of the fund is suitable for long-term financial management, not a tool for short-term profit.

It should be noted that the fixed investment of the fund is different from zero deposit and lump sum withdrawal, which can not avoid the inherent risks of fund investment, can not guarantee the absolute safety of investors in obtaining principal and income, and is not an equivalent financial management method to replace savings.

As long as the investment is risky, the risk of the fund's fixed investment is relatively small. Because it is a long-term investment with a fixed time and quantity, the risk will be dispersed.

There are also many high-yield and reliable short-term financial management. Pay attention to WeChat official account: notes on financial secrets, and reply reliably.