Generally speaking, knowing how much the fund has risen during the fund holding period can calculate the income. So when a fund rises by 20%, how to calculate the income? What is the calculation formula? Here are some examples for you. Come and have a look!

The subscription and redemption rates of general hybrid funds and equity funds are 1.5% and 0.5% respectively, and the subscription and redemption rates of bond funds are 0.8%, but now the general fund rates are generally 1%, such as Alipay and Tian Tian Fund.

Suppose you buy a fund in Alipay, the subscription and redemption fees are 0. 15% and 0.05% respectively, and the net value on the day of subscription is 1.0000. You buy a fund of 1000 yuan, and during this period, the value of the fund increases by 20%, so how is its income calculated?

Actual income = investment amount-investment fund * subscription rate/fund application date net value * fund net value increase-subscription share * fund net value increase * redemption fee.

Fund share subscribed = (1000-1000 * 0.08%)/(1.0000-0.20) = 999.2 copies.

Redemption fee =999.2* 1.2*0.05%=0.6 yuan.

Fund income =999.2*20%-0.6= 199.24 yuan.

Then the fund income is 199.24 yuan.