Buying a fund generally refers to a way for some people who have spare money to invest, and use their temporarily unused money to buy a fund to invest, so as to preserve value and win income.

Generally speaking, fund investors will be involved in three kinds of taxes:

(1) Income tax is levied on dividends and capital gains of investors.

(2) Transaction tax, that is, the tax that the fund needs to pay when trading.

(3) Stamp duty, the tax payable on the relevant documents in the transaction.

At present, China has not levied income tax on individual investors' fund dividends and capital gains, and the investment income obtained by institutional investors should be incorporated into the taxable income of enterprises and levied enterprise income tax. The investment object of this fund is the securities market. The fund manager has paid various tax rates stipulated by the stock exchange when investing, and investors do not need to pay transaction tax when purchasing and redeeming open-end funds. For investors to buy and sell funds, stamp duty is temporarily exempted.

Purchase channel:

At present, the main channels of domestic fund sales are bank outlets and securities companies. In addition, independent third-party professional sales organizations such as Tianxiang Investment Consulting Co., Ltd. ... With the issuance of 201010 third-party fund sales licenses, more third-party organizations will participate in fund sales.