1. Fixed investment is to buy index funds or stocks with fixed funds every month or week;
2. Funds are basically bought at one time, and few people will make up their positions;
3. The probability of making money by fixed investment is greater than that of the fund, because the fixed investment has stronger anti-risk ability and the risk of the fund is also greater.
It is difficult to judge which makes more money, the fund or the fixed investment. The main reason is that different funds have different returns, and the fixed investment is different. The effects of fixed investment and fixed investment funds are different, so it is difficult to judge who makes more money. However, from the perspective of security, the security of fixed investment is definitely higher than that of the fund. The main reason is that the fixed investment is to continue to buy in batches, which can continue to spread the average cost equally. Fund purchases are basically one-time purchases, and even if the positions are replenished, it is impossible to make up all the time. Therefore, the safety of fixed investment is higher than that of funds, but who will make money?
First, the safety of fixed investment is higher than that of funds.
The most important thing in investment is the safety of principal. Fixed investment is equivalent to buying in batches, which reduces the risk and ensures the safety of funds. Fund transactions are mostly one-time purchases, and many of these one-time purchases are short positions. Even if the maximum margin is 1 and 2 times, the average cost will not be reduced much, so the risk of fund is higher and the risk of fixed investment is smaller.
Second, funds are more suitable for active investors.
Although fund investment is a professional team to help you manage your finances, losses are inevitable. Many funds lose money every year, so don't deify funds. There are not many good funds, and funds are relatively suitable for active investors.
Third, fixed investment is more suitable for stable investors.
Fixed investment can be used to invest in index funds or stocks. Relatively speaking, the fixed investment index fund should be the best choice, because the index fluctuation is relatively small. Fixed investment can spread the risk of index funds, get lower cost and be more secure. Fixed investment is more suitable for stable investors.