What should the fund do if it encounters a big market? Many people who have bought funds find that their funds have encountered a big market. What should I do at this time? The following is whether the fund halved by Bian Xiao can be bought, hoping to provide some help to everyone.
Can the fund be bought?
Recently, the stock market has fallen rapidly and sharply, and systemic risk has become the dominant factor in fund performance. Low-position funds are less affected by the stock market decline, so their resilience is strong, while high-position funds are poor. In this case, the fund manager's stock selection ability can not be reflected. Even if a stock with investment value is found, it may not be recognized in a short time in a market with insufficient confidence, so its net value will continue to fall. So this is the time to test the timing ability of fund managers.
At this time, you can choose varieties with strong timing ability and good risk control awareness. For investors who already hold funds, we believe that stable and high-quality funds can continue to hold them, but we should pay attention to controlling positions and reserving space for low positions. For funds with high risks and poor performance, conversion or redemption can be considered to avoid greater losses.
How to deal with the fund collapse?
The fund plummeted, you can refer to:
1. If it is an index fund with low valuation or reasonable valuation, you can continue to insist on fixed investment. If there are idle funds, you can make up the position appropriately. However, when the decline is large, it is necessary to control the rhythm and make up the position;
2. If it is an active fund, you can compare the performance of similar funds to see whether the performance is obviously backward and whether it is not in line with the reasons for buying at the beginning. If the performance is indeed unstable, you can adjust your position while falling and switch to a fund with more resilience and stable performance. Of course, if it is difficult to lower the position, you can also switch when the fund rebounds;
3. Funds with poor performance should be redeemed or converted as soon as possible. Stop loss and make profit.
Tips:
1. The above information is for reference only, and no suggestions are made;
2. Investment is risky, so the choice should be cautious.
The market is falling, do you want to sell the loss-making fund?
Now this market is not losing money! Cutting meat is not recommended. If you have spare money, go to the market to add positions! Big drop, small drop, small Zhang sells big. There will always be a day when the clouds will come out.
It should be said that the stock market has experienced a sharp decline this year. The Shanghai Composite Index fell from the highest point of 3,587 points to the present 2,657 points. If you bought a hybrid or equity fund product before, the loss is still relatively large. Although the overall market is still in a downward trend, it is already in the bottom area and in the bottom grinding stage. Therefore, if the purchased fund loses a lot, there is absolutely no need to cut the meat in this position. You can wait for the market to go well and lighten your position at a high position. If you don't have rich investment experience, try not to invest in stocks, hybrid and equity fund products.