The financial market in the United States is very developed, and there are many investment channels to choose from, such as real estate, funds, pensions, stocks, bonds, insurance and so on.

Americans tend to invest in real estate first. Because investing in real estate has the advantages of less investment, more income, less risk and expected stability.

Americans don't like saving, they like buying a house. The average savings rate of American families is less than 4%, but 73.2 million families own their own houses, accounting for about 68% of the total number of American families.

At present, the total private real estate in the United States has reached 9 trillion US dollars, far higher than other types of private assets.

Besides investing in real estate, the most common way for Americans to manage their money is to buy mutual funds. Although the return on investment of the same fund is not as high as that of real estate, the advantage of doing so is that the funds are managed by professionals without much concern.

In addition, in the United States, many residents provide income security for themselves by participating in employee welfare plans, so there is no need to keep too much liquid assets.

The above information is what I learned, and I hope it will help you.