determine the type of medical insurance you pay; According to the low-grade proportion, flexible employment insured persons pay medical insurance premiums for employees; Medical insurance for residents;

1. Determine the type of medical insurance you pay: If the balance of your personal medical insurance account is zero, it is probably because you pay the residents' medical insurance fee. However, residents' medical insurance has not set up a personal account. Please pay attention to the area where you live. Because in some places, such as Shenzhen, employee medical insurance is divided into different grades.

2. According to the low-grade ratio, the insured persons with flexible employment pay the medical insurance premium for employees: if participants choose the low-grade medical insurance rate, they will not be able to open personal medical insurance accounts, so the balance of medical insurance accounts will be zero.

3. Residents' medical insurance: The payment of residents' medical insurance goes into the overall account, and there is no personal account fee.

4. Medical insurance refers to social medical insurance. Social medical insurance is a social insurance system established by the state and society according to certain laws and regulations to provide basic medical needs protection for workers within the scope of protection. The basic medical insurance fund consists of overall funds and individual accounts. The basic medical insurance premiums paid by individual employees are all included in individual accounts; The basic medical insurance premium paid by the employer is divided into two parts, one part is included in the personal account and the other part is used to establish the overall fund.