Income calculation
Calculation method of subscription fund income:
Income share calculation is divided into external deduction method and internal deduction method.
1, internal deduction method:
Share = investment amount ×( 1- subscription rate) ÷ net value on the day of subscription+interest.
Income = net unit value on redemption date ××( 1- redemption rate)+dividends-investment amount.
2, external buckle method:
Share = investment amount ×( 1+ subscription rate) ÷ net value on the day of subscription+interest.
Income = net unit value on redemption date ××( 1- redemption rate)+dividends-investment amount.
At present, most fund companies use the external deduction method, because the share of the external deduction method will be a little more for the same purchase amount, which is more beneficial to the fund holders.
This method can be used to calculate your daily profit. After purchasing the fund, if you feel that the daily calculation is troublesome, you can use the fund account book in Caidao.com to manage it, and you can automatically calculate the daily income and yield.
Extended data:
Ups and downs composition
1, the difference between buying and selling securities;
2. Dividends, bonuses and bond interest invested by the fund;
3. Bank deposit interest;
4. Other legitimate income realized.
Among them, the fund's capital gains often account for a large proportion of the fund's income. In order to obtain higher capital gains, fund managers need to have rich and comprehensive securities knowledge and be able to make roughly accurate judgments on the trend of securities prices. Generally speaking, fund managers have strong professional knowledge and can grasp more comprehensive information, so it is easier for them to obtain more capital gains than individual investors.
Investors buy funds for profit. In addition to selling funds to recover investment, fund dividends are also an important channel for investors to obtain income.
Baidu Encyclopedia-Fund Income