If you can persist for three to four years, I suggest you invest in closed-end funds, preferably with a maturity of 20 17. I recommend you to invest in 184722 fund Jiujia or 500056 fund Jinkerui. The reason for this is the following：

1. The accumulated net value of these two funds is relatively high, indicating that the past performance is good.

Great Wall and E Fund are both good fund companies.

3. As of last week, the discount rates of both funds exceeded 15%.

4. The handling fee for buying the bottom cover is usually very low, and there is no stamp duty and other expenses. Moreover, when the market is good, there is no need to pay dividend tax for fund dividends.

In addition: if you don't recommend a fixed investment, don't move this investment. When the rate of return reaches your expected goal, it is better to sell it and then invest the money sold in batches.