Fund purchase: Do you need real-name authentication?

When buying a fund, some investors will question whether it is necessary to provide real-name information. In fact, for the purchase of funds, investors need real-name authentication.

First of all, the fund is a financial product, just like stocks, bonds and other financial products, which need to verify and confirm the identity of customers. This is an important measure to protect the rights and interests of investors and guard against financial risks. Fund companies, banks and other sales organizations will verify the true identity of investors through their ID card information to ensure the security of investors' accounts and prevent malicious operations and fraud.

Secondly, as a tool for pooling funds and investments, the identity information of investors is also one of the key materials for fund managers. Fund managers have the obligation to properly keep information, follow certain principles of information confidentiality, and protect investors' privacy. Investors can also learn about the fund manager's protection measures for personal information and the relief measures in case of information disclosure and infringement in various ways when purchasing funds.

Thirdly, according to the provisions of relevant national laws and regulations, fund sales institutions must carry out customer identity authentication in order to obtain permission approval. During the implementation of the fund sales registration system (hereinafter referred to as the "sales registration system"), the collection, verification and investigation of customer identity information will be managed in the whole process to improve the company's security and prevent financial risks. If investors refuse to provide real-name information, it will be regarded as non-compliant operation, limiting the implementation of fund subscription.

Finally, fund managers and sales organizations will regularly confirm and update the identity information of investors. When the investor's identity information changes, it is necessary to promptly notify the sales organization to make corresponding changes. This will play a positive role in accurately accounting fund shares and avoiding account transfer.

To sum up, the purchase of funds needs to provide real name and ID information, which is the basic requirement for protecting the interests of investors and financial stability. Investors should conscientiously fulfill their real-name authentication obligations and take effective measures to protect the safety of personal information and ensure the safety of their own assets. On this basis, choose regular and compliant fund products, abide by relevant contract provisions, and safeguard their investment rights and interests.