Investors can choose the one with the highest yield in the balance treasure for replacement, or they can be optimistic about which fund can be replaced, which is risk-free and safe. There is no need to worry about this.
The only thing worth noting is that changing the money fund may lose a few days' income, because it takes time to change the money fund. It usually takes two days to lose the income, and the income can only be obtained after the replacement funds are confirmed.
Generally speaking, the yield of money funds will not change much, but will change every day. Maybe it's bright and low today. Therefore, investors should not change funds frequently, otherwise the income they often lose is a small sum of money, which is not worth the candle.
You can choose a good money fund and hold it for a long time, so you can earn high returns. The general money fund has little risk, basically does not lose money, and its security is still relatively high.
In addition, the money in Yu 'ebao can be taken out and deposited at any time, which is flexible and can be consumed at any time, which is very convenient.
Extended data:
Tian Hong Fund Management Co., Ltd. was established on June 8, 2004, and it is one of the publicly issued fund management companies approved by China Securities Regulatory Commission.
As of June 30th, 200019, the management scale of Tian Hong Fund's public assets was 1203942 billion yuan, ranking first in the industry.
In 20 13, Tian Hong Fund launched the first Internet fund-Tian Hong Zenglibao Monetary Fund (Yu 'ebao), which changed the new format of the whole fund industry. As of September 30th, 20 19, the scale of Yu 'ebao was 1054822 billion yuan, ranking the largest single fund in China.
By 20 18, the number of users of Tian Hong Fund has exceeded 500 million, making it the largest Public Offering of Fund company in China.
20 19, 18 On April 4th, in the 16th China Golden Bull Awards held in china securities journal, Tian Hong Ankang, Yi Yang, Yi Yang and Mix won the "Five-year Open Mixed Sustainable Winning Golden Bull Fund" and Tian Hong CSI 500 Index won the "20 18 Open Index Golden Bull Fund" award.
20 19 February, in the annual industry brand list "20 19" sponsored by Oriental Fortune and Tian Tian Fund, Tian Hong Fund won two awards: the most popular fund company in 20 19 and the best index investment team in 20 19.