1. Product scope analysis: JD Finance has regular financial products for one month, one quarter, half a year or one year; it has the largest variety of fund financial products, including stock funds, bond funds, mixed funds, financial funds, currency funds, and indexes.

Funds, QDII and other products; in terms of bank financial management, JD Finance has developed better and has a large scale of development.

2. Security performance analysis: JD Financial Management and Baidu Financial Management are affiliated to two large enterprises, JD.com and Baidu respectively. These two enterprises have high risk resistance capabilities and generally do not need to consider credit risk factors.

The two companies have sound systems and good corporate values.

We have rich resources and high professionalism in financial management, and now we have surpassed many companies in the same industry.

The two companies offer a wide range of financial management options, especially JD Finance, which has now developed into a larger financial brand.

3. Income analysis: At this stage, JD.com and Baidu’s monetary funds have relatively good profitability, and the interest rates of monetary funds are higher than Yu’e Bao’s interest rates. However, it should be noted that since this investment and financial product is fixed-term, it cannot be redeemed in advance.

, otherwise you will pay early recovery fees.