Because the net value of the fund is announced after the market closes at 3 pm every day, the difference between the fund and the stock is that the transaction price of the fund is unknown. Set your trading date at 3pm, that is to say, if you trade before 3pm, you will purchase according to the net value announced later that day, and if you trade after 3pm, you will trade according to the net value of the next day. However, it should be noted that some consignment agencies can withdraw their orders before the market opens at 9 am the next day.

Generally speaking, the appropriate time for fund trading is 14:30- 15:00, because the general trend of the stock market has been determined at this time, and some fund portals will give the fund valuation at this time (I usually use fund.eastmoney.com), so you can refer to it at this time to decide whether to purchase, preferably at14: 45-/kloc. This time is more accurate and the network will not be too congested.