1. Now the stock market as a whole is falling, which is very unstable. Although it has rebounded a little, it has hit a record low. The same fund will also lose money. What you said is that it is better to buy a fund than to deposit it in the bank. This is really wrong. There is also a handling fee for buying funds. When you buy and sell (apply for redemption), the ten yuan you earn is not enough to charge the phone bill and spend money. I mean, on the basis of 2000 yuan, the fund's income is very small.

2. If you have to recommend a fund, just say it upstairs. You must first choose a fund company and recommend "Huaxia and Penghua" ~ ~ ~

3. If you want a stable income, you can look at the "reverse repurchase of Shenzhen government bonds", which is equivalent to lending and earning interest. This interest rate is higher than that of the bank. You can buy it if you have 1000 yuan. (Shanghai's is 6.5438+10,000 yuan). The disadvantage is that it needs to be operated frequently, about once a week. You can choose a longer repurchase period. There is also a handling fee for reverse repurchase, but you can talk to the sales department, which will be rare.

With more money, 50 thousand You can look at' Mercury 1' (of the Milky Way). It will automatically renew your unused spare money every day, and then you can earn interest without your operation. There is no risk. I'm not selling, because I know this product, so I dare to recommend it.

There are many ways to manage money, but they are all boastful on the basis of theory. It's hard to really act, and I'm exploring. These are all my experiences for your reference.