Taxpayers bear the responsibility.
Some retirees get more than one thousand, and some get tens of thousands. Pension insurance is provided by the whole society to support retirees. This gap is too big and too big. The common answer is: No.
Professional answer: Yes, it is just issued by the same unit.
After the merger of pension funds, the three insurance funds of the basic pension insurance for urban and rural residents, the basic pension insurance for enterprise employees, and the pension insurance for government agencies and institutions will be calculated separately.
What does it mean!
The pensions of civil servants are taken from the pension insurance funds of government agencies and institutions, and they will not receive the pensions of enterprise retirees.
Therefore, there is no such thing as the pension insurance paid by the public is used by civil servants to enjoy it.
After reading a lot of questions and answers about pensions, 95% of them are unfair. Why do people in civil service institutions get more when they retire? They should get the same amount as ordinary people.
They took the pension insurance that we ordinary people paid... and so on and so on.
First of all, although urban and rural residents, enterprise employees, and people in government agencies all receive retirement wages from the Social Security Bureau, they each scoop water from their own pots, and there is no such thing as who gets whose money.
Nowadays, people in government agencies and institutions have to pay a minimum salary deduction of 500 yuan per month, and the higher ones are higher, which means a minimum of 6,000 yuan per year.
This means that after working for 35 years, the minimum total personal contribution should be more than 250,000.
According to data from the central government, after the individual contributions of government officials and public institutions are added to the unit matching amount, it will take 11.5 years for each person to collect all the money deposited in the social insurance institution during their working hours.
In other words, if someone retires at the age of 60 and lives until the age of 72, he will use his work savings all these years.
After this time, you can enjoy the payment of young people.
Secondly, you can't stand others who get more money than you. What did you do when you were young? Others studied hard to take the school entrance exam and the civil service exam. What about you?
Finally, pension insurance is just a kind of national social welfare, oriented to society, everyone is equal, free to participate and free to withdraw.
When you are young, you are capable, able to make money, and have hundreds or tens of millions in savings. Of course, you do not need pension insurance to satisfy your life in old age.
Or maybe you have filial children who pay you thousands or tens of thousands in living expenses every month. Of course, you don’t need pension insurance.
There is no word "fair" for people from the moment they are born.
Some of everyone’s efforts have led to success, while others have failed.
Some people are born without worries about life.
Therefore, in a society without fair competition, the state gives us a pension benefit in order to provide those with lower-middle incomes with something to rely on in old age, at least without worrying about food and clothing.
In life, you should complain less and work harder. Only you can control your own path.
Everyone knows that the government pays for this.
Civil servants' salaries come from taxpayers.
It cannot create benefits. If pension insurance is no longer self-contained, the burden on taxpayers will be heavier and the gap will be wider.
Therefore, the best choice is to adopt a unified approach to win the support of the people.
All expenses for civil servants should be borne by the government finance!
The merger implemented in modern times seems to have complicated the problem!
Can you still explain it clearly now?
Even if there are a thousand mouths, I can’t explain it clearly!
Yes, the pensions of government civil servants are currently borne by the pension insurance fund.
In October 2014, the state implemented the reform of the pension insurance system for government agencies and public institutions, and employees of government agencies and public institutions also began to pay pension insurance and receive pensions. Previously, what they received was called "pension", which was borne by the government finance.
In the past, pension benefits were mainly based on the proportion of basic salary determined by the employee's age at retirement, and then the amount of retirement living allowance determined by the job level at retirement.
The retirement calculation and payment ratio is generally 70% of the basic salary for those who have worked for 15 years but less than 20 years, 80% for those who have worked for 20 years but less than 30 years, 85% for those who have worked for 30 years but less than 35 years, and 90% for those who have worked for more than 35 years.
Generally speaking, retired employees in government agencies and institutions at that time could receive 80% to 90% of their pre-retirement salary.
At that time, the retirement system for employees of government agencies and institutions was a national insurance system that did not require individual contributions.
Enterprise employees implement a pension insurance system, and retired employees receive pensions with the burden of the pension insurance fund. The treatment model implemented is that the more you pay, the more you get, and the more you pay, the more you get.
Pension insurance funds are raised through pension insurance contributions paid by enterprises and employees themselves.
Therefore, this is the fundamental difference between the two pension systems, and we call it the "dual-track system."
In order to promote the integration of the dual-track system, we implemented the reform of the pension insurance system for government agencies and public institutions in October 2014. Government agencies and public institutions began to pay pension insurance and receive pensions upon retirement.