1. Regulatory funds are also called third-party supervision. Mainly used for real estate transactions. It means that the transaction funds of both parties are not directly transferred through brokerage companies, but transferred from the "special accounts" used by real estate management departments and banks and institutions for bank fund supervision. It is a bank with guarantee qualification. When the buyer transfers the ownership within the specified time limit, the funds will be transferred to the original owner's account, otherwise it will be transferred to the buyer's account. Therefore, capital supervision requires both buyers and sellers to open accounts in regulated banks. Banks are the main body of fund supervision to ensure the safety of trading funds between buyers and sellers and safeguard the rights and interests of buyers and sellers. Similar to online trading platforms such as Alipay and Tenpay.

2. It should be noted that the supervision of second-hand housing funds needs to provide the respective bank accounts of buyers and sellers. According to the regulatory requirements, there is no need to open a new account for the existing custodian bank account, but it must be a local account with personal transfer function. When buying a house with a loan, choose the same custodian bank to open a personal settlement account. The loan bank shall transfer the loan to the fund supervision account before the property right registration, and then transfer it to the seller's account after the property right registration. The buyer succeeded in changing ownership. Both parties shall properly keep relevant documents and passwords and shall not disclose them to others. In order to remind you, there are differences in fund supervision policies across the country. Some cities do not need financial supervision. The function of fund supervision is to ensure the transaction safety, ensure that the seller gets the house payment and ensure the smooth transfer of the house to the buyer. Therefore, even if there is no mandatory requirement, it is safer to choose to conduct fund supervision transactions.

Capital refers to industrial and commercial capital, and also refers to the material or currency used by the state to develop the national economy. Capital, expressed as money, is used to meet the value of creating social material wealth. It embodies the socialist relations of production based on material public ownership. Capital is the media value used to create new value and increase the value of social surplus products in the process of social reproduction. It also involves fund management, which means that only a small part of funds will be at risk in any transaction. In addition, it should be noted that virtual funds should first be understood as the premise for registered users of online forums and online games to carry out related operations under the current mainstream conditions of online and online games. These virtual funds are not real money, but they are probably bought with real money.