In order to protect the interests of investors, banks will shorten or extend the fundraising period according to market changes, and set up wealth management products in advance or later. When the product is advanced or delayed, the bank will adjust the relevant date and disclose information.
Pr3 wealth management products invest in highly liquid assets such as bonds and deposits, including but not limited to various bonds, deposits, money market funds,
Money market trading tools such as bond funds and pledged repo.
Extended data:
According to the risk assessment, bank wealth management products can be divided into five levels: R 1 (cautious), R2 (steady), R3 (balanced), R4 (enterprising) and R5 (enterprising). The financial products of PR 1, PR2 and PR3 are explained in detail.
The risk level of PR 1 is generally the lowest, and the purchase of PR 1 wealth management products is guaranteed, or the product income is less affected by risks and has high liquidity. It is a cautious investment and wealth management product, suitable for novice customers who have just started investing and wealth management.
Compared with PR 1 wealth management products, PR2 wealth management products are more risky, the products will not guarantee the principal, or there are a lot of uncertainties in the income structure of the products. They belong to stable investment wealth management products and are suitable for customers with a little wealth management experience and certain liquidity seeking stability.
Baidu encyclopedia-bank wealth management products
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