Whether the fund's money can be withdrawn at any time depends on the agreement of purchasing the fund. Some funds can be sold at any time after purchase, but the redemption of funds is generally confirmed at T+ 1, so it takes one day for the funds to arrive, but some on-site funds arrive on the redemption day.

Secondly, some funds are closed-end funds, which cannot be withdrawn at any time without maturity, and can only be withdrawn after the fund expires, so investors should read the introduction clearly when purchasing funds.