The unit net value of 1.2 is related to the principal of your investment. The net unit value of 1.2 indicates that the selling price of the fund is 1.2 yuan/share. The specific profit amount is the net value of the current period MINUS the net value at the time of purchase, and then multiplied by the purchase share, which is the profit earned in this period.

The net value of fund unit is the net asset value of each fund unit, which is equal to the balance of total assets minus total liabilities of the fund and then divided by the total number of unit shares issued by the fund; The subscription and redemption of open-end funds are carried out at this price; The transaction price of closed-end funds is the known market price at the time of trading.

Investors will come into contact with the concept of unit net value when buying or redeeming funds. At present, the expected income of many wealth management products is also displayed through the unit net value. But many investors, especially novices, don't know much about the definition of unit net worth, so how much can unit net worth 1.2 earn? Let's take a look with Xi Cai Jun.

1. How much can I earn from net unit value 1.2?

Take the fund as an example, the redemption amount of the fund = fund share * fund unit net value-redemption fee, and the difference between the redemption amount of the fund and the investment principal is the actual income of the investment. Without considering special circumstances such as dividend reinvestment, fund share = (investment principal-subscription fee)/fund unit net value.

For example, if an investor buys a fund product with a price of 6,543,800 yuan, the net value of the fund share on the subscription day is 654.38+0, and the subscription fee is 0, then the fund share = (investment principal-subscription fee)/net value of the fund share = 654.38+00000.

Investors will sell all 1 0000 funds after holding1year. On the redemption day, the net value of the fund unit is 1.2, and the redemption fee is 0, so the redemption amount of the fund is =10000 *1.2-0 =12000 yuan. The expected return of the fund is equal to 12000- 10000 yuan =2000 yuan.

Two. Matters needing attention in fund investment

1. Funds are net worth products, and the unit net value of open-end funds is updated every day. Therefore, it can be seen that if the unit net value at the time of redemption is higher than the unit net value at the time of subscription, the fund is profitable, otherwise, the fund may not be profitable, and the principal may also be at risk of loss.

2. The fund share is calculated according to the net value of the trading day of purchase or redemption, and the net value of the day will not be updated until after the market closes, so it is unknown whether the net value of the fund unit is purchased or redeemed.

The above information about how much you can earn if the unit net value is 1.2, I hope it will help you. Warm reminder, financial management is risky and investment needs to be cautious.