Many people are very interested in the fund and want to learn some experience and related knowledge of avoiding pits. However, when looking for information on the Internet, some information is very professional, and some white people who have never been in contact with it may not understand it. So how do you learn the fund from 0? Where should the novice white school fund start? We have prepared relevant contents for your reference.

1, and master the necessary basic knowledge of funds.

Funds are generally divided into: money funds, bond funds, mixed funds, stock funds, index funds, QDII funds and so on. Different funds represent different risks and benefits. The characteristics of several fund types are explained in detail below.

Monetary fund: mainly invests in bonds, central bank bills, repurchase and other short-term financial products with high security. And it will generate income every day, and the risk is minimal. Basically, it will not lose money, and it is more likely to make money, but if the principal is too low, the income will be extremely low.

Bond funds: Bond funds are those whose bond positions exceed 80%. According to positions, it can be divided into pure debt funds and partial debt funds. Some partial debt funds invest in stocks and manage wealth, which is somewhat coincident with hybrid funds.

Hybrid funds: Hybrid funds have no restrictions on stock positions, mainly depending on how fund managers match. Stocks, bonds, and wealth management can all be matched. The risks of hybrid funds are generally relatively large, so investors should pay attention to their risks when buying.

2. Choose a fund that suits you.

You can choose the one that suits you according to the type of fund. If you want to put safety first and don't want to take great risks, then you can consider money funds or pure debt funds, because such funds have relatively small risks and basically have no losses.

But if you want to pursue high returns and take certain risks, then you can consider hybrid funds, stock funds, index funds, QDII funds and so on. But the risk will be higher. If the funds show a downward trend, then investors are likely to lose the principal.