Current location - Trademark Inquiry Complete Network - Tian Tian Fund - What are fixed account and current account? What's the difference between them? What are the functions? What are temporary accounts, basic account and general accounts?
What are fixed account and current account? What's the difference between them? What are the functions? What are temporary accounts, basic account and general accounts?
Fixed term means that it is agreed that withdrawal cannot be made in advance within a certain period of time (if it is based on the current interest rate), and the fixed term interest rate is higher than the current interest rate.

Company demand deposit accounts include four types (bank deposit accounts handled by companies, usually handled by individuals):

In basic account, a unit can only run one, and can deposit and withdraw cash, transfer and settle accounts, etc. , and is a host account.

Ordinary accounts are handled in banks outside basic deposit account. Pay attention to whether you can deposit or withdraw, and generally use it when borrowing money.

A special account is an account that handles funds for a specific purpose. . . For example, the social security fund of the company is a dedicated user, and the funds deposited by financial institutions in other financial institutions are also dedicated users (deposited in the same industry).

Temporary deposit accounts that need to be opened temporarily are valid for up to 2 years. It is mainly opened under three circumstances: the establishment of temporary institutions, temporary activities in different places and registered capital verification. Generally used for registered capital verification, it is also called temporary capital verification account.