Provident funds can be remitted. Generally speaking, the provident fund can be paid by the labor dispatch company, which is equivalent to the labor dispatch company paying the provident fund in the name of the company's employees, which is in line with the law. It is illegal for underground intermediary companies to pay provident fund for loans. In some cities, it is already possible to pay the provident fund in the name of an individual without looking for a labor dispatch company. Consult the local housing provident fund management center for details.

If you buy a house with the provident fund, you can withdraw the provident fund to repay the principal and interest. If you don't use the provident fund loan, you can also withdraw the amount from the provident fund loan account as the down payment for buying a house, or you can withdraw the provident fund to repay the principal and interest. In addition, if you don't need a loan in the process of buying a house, you can also withdraw the provident fund at one time.

Legal basis: Article 14 of the Regulations on the Administration of Housing Provident Fund.

Newly established units shall, within 30 days from the date of establishment, go to the housing provident fund management center to register the deposit of housing provident fund, and within 20 days from the date of registration, go to the entrusted bank to go through the formalities for the establishment of housing provident fund accounts for their employees.

In case of merger, division, cancellation, dissolution, bankruptcy, etc., the original unit or liquidation organization shall, within 30 days from the date of the above-mentioned situation, go to the housing provident fund management center to handle the change or cancellation of registration, and within 20 days from the date of completing the change or cancellation of registration, go to the entrusted bank to handle the transfer or sealing of the housing provident fund account for the employees of the unit with the audit documents of the housing provident fund management center.