Monetary funds A and B are actually the same fund, but they differ in the minimum subscription share and sales and service fees. The minimum subscription share of Monetary Fund A is generally 1,000 shares (1,000 yuan), and the minimum subscription share of Monetary Fund B is generally 10 million shares (10 million yuan). The sales and service fees of money fund A are slightly higher than those of money fund B, and the dividends of all money funds B are slightly higher than those of money fund A. Generally, the sales and service fee for money fund A of a fund company is 0.25%, and the sales and service fee for money fund B is 0.01%. Many people think that the dividend of money fund B is higher than that of money fund A because the fund management fees are different. In fact, this is a misunderstanding. The management fees and custody fees of money fund A/B are the same, but the sales and service fees are different.