Investment varieties of funds and their risk characteristics
Hybrid funds can be divided into partial stock funds (50%-70% stocks and 20%-40% bonds), partial debt funds (50%-70% bonds and 20%-40% stocks), balanced funds (40%-60% stocks and bonds) and allocation funds.
The investment starting point of the fund is relatively low, mostly 1 1,000 yuan. If it is a fixed investment, 300 yuan can generally invest, which is an investment that the public can widely participate in. However, there are still some problems in domestic funds. For example, regardless of the expected annualized income of fund investment, the management fee is always correct. However, many foreign funds have realized that management fees are accrued according to investment performance, and management fees will not be charged if the performance is not good. It is believed that with the continuous development of domestic financial industry, domestic foundations will gradually improve their own incentive mechanism.