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Is there a difference between putting money in Yu 'ebao and buying Tian Hong Fund to increase the profits of Libao Monetary Fund directly from online banking?
There is no difference in expected annualized income.

The subscription of Yu 'ebao is a third-party fund subscription, and the online banking subscription of Tian Hong Fund Company is a first-party subscription. From the point of view of security and effectiveness, subscribing in the first-party channel is of course the safest.

When Alipay users buy Tian Hong Zenglibao, they can directly transfer the balance of Alipay to Yu 'ebao, that is, buy a corresponding number of Zenglibao monetary funds. If they are securities investment users, they can buy Tian Hong Zenglibao through the exchange. Comparatively speaking, it is undoubtedly much more convenient to pass Yu 'ebao, and there is no need to open an account in the exchange, and there is no need to pay service fees, custody fees and redemption fees.

Extended data:

Precautions for using Yu 'ebao:

1. The income of Yu 'ebao is calculated from the second working day after it is transferred to Yu 'ebao, and it will be postponed on weekends and national legal holidays. For example, the income transferred out on Tuesday will be counted as income on Wednesday, and the funds transferred out on Thursday will be counted as income on Monday.

2. After the balance treasure is transferred out, the calculation of income will not begin until the fund company's share takes effect. The transfer will take effect before the working day 15: 00, and the second and third working days after the working day 15: 00.

3. On weekends and national holidays, the fund company does not confirm the share, and it is best not to transfer money on Friday, Saturday and Sunday.

4. Users can purchase wealth management products such as funds directly on Alipay website, and get relatively high income. At the same time, the funds in Yu 'ebao can also be used for online shopping, Alipay transfer and other payment functions at any time.

Baidu Encyclopedia-Tian Hong Yu 'ebao Money Market Fund

Baidu encyclopedia-Yu' ebao

Baidu encyclopedia-online banking

Baidu Baike-Tian Hong Fund Management Co., Ltd.