The Shanghai Children's Mutual Fund covers some hospitalization expenses, the expenses for patients with "serious illness" to receive specialist outpatient treatment in hospitals, and the expenses for some patients with rare diseases to purchase special foods and specific medicines.

In terms of hospitalization expenses, according to the designated medical system, hospitalization expenses can be reimbursed to a certain extent through medical vouchers and hospitalization settlement documents of children's hospitalization mutual fund.

During hospitalization, part of the advance payment can be exempted. When the patient is discharged from the hospital, all medical expenses that can be reimbursed in the hospital for those who have participated in urban and rural residents' insurance shall be settled in accordance with the relevant provisions of Shanghai urban and rural residents' insurance, and the rest shall be borne by the children's hospitalization mutual fund after deducting the deductible; The hospitalization medical expenses of uninsured children can be reimbursed by 50%, and after deducting the deductible, the children's hospitalization mutual fund will bear 100%. Some diseases are paid according to the maximum limit.

Is the children's mutual fund medical insurance or social security?

Children's mutual fund belongs to medical insurance. This is a mutual aid project for infants, children and adolescents aged 1 month to 18, mainly for primary and secondary school students and infants. The children's mutual fund is led by the local government and established by all parties. Is a non-profit mutual aid project, the main purpose is to provide hospitalization medical security for insured infants and primary and secondary school students. The price of children's mutual fund is very low, as long as it costs tens of dollars, it can be guaranteed for one year.