1. National student loans (including student source credit student loans and campus student loans) The loan targets supported by national student loans are full-time undergraduates in ordinary universities with financial difficulties.
When you get the letter of admission to colleges and universities, you can apply for a student-origin credit loan to the county-level student financial aid management department where your household registration is located before enrollment, or you can apply for a campus student-origin credit loan to colleges and universities after enrollment.
In principle, the maximum application amount of each student per academic year is no more than 8,000 yuan (no more than12,000 yuan for graduate students). The interest rate shall be in accordance with the statutory loan interest rate announced by the People's Bank of China and the relevant national interest rate policies.
The national student loan interest of loan students during their study in school is fully subsidized by the financial department. Loan students only need to repay the interest in the first three years after graduation, and start to repay the principal and interest in the fourth year after graduation. The longest period of student loan is academic system plus 13 years.
2. National Scholarships
(1) National Scholarship:
It refers to the scholarship that the state funds to reward outstanding students, so as to encourage ordinary undergraduate and junior college students to study hard, make progress and develop morally, intellectually, physically and aesthetically. This is also the national scholarship with the highest honor level that college students can get at present. The reward object is full-time college students (including higher vocational colleges and second bachelor's degrees) who are particularly outstanding in grade two and above. The reward standard is 8000 yuan per student per year.
(2) National Inspirational Scholarship
Refers to the scholarships established by the central and local governments to encourage poor students from ordinary undergraduate colleges, higher vocational schools and junior colleges to study hard, make progress and develop morally, intellectually, physically and aesthetically. The reward targets are full-time college students who are in the second year or above, excellent in academic performance and financial difficulties. The reward standard is 5000 yuan per student per year.
(3) State subsidies
In order to show the concern of the party and the government for students from poor families in ordinary undergraduate colleges, higher vocational schools and junior colleges, the central and local governments jointly funded the establishment of scholarships. The target of funding is full-time college students with financial difficulties. The subsidy standard is 3000 yuan per student per academic year, which is graded according to the financial difficulties of students' families.
Second, within the province (taking Guangdong Province as an example)
1, Admission Assistance for Freshmen
In Guangdong Province, freshmen with financial difficulties who were admitted to full-time colleges and universities in the same year can apply for admission subsidies to solve the problems of travel expenses and short-term living expenses after admission. Freshmen admitted to colleges and universities in the province apply to the school at the beginning of the semester, and freshmen admitted from other provinces apply to the county-level education department where their household registration is located. The subsidy standard is based on the tuition standard set by the provincial people's government, with a maximum of 6000 yuan.
2. Funding for ethnic minority college students
The household registration is in the minority areas of Guangdong province, and both primary and junior high schools are studying in minority areas. On 20 13 and later, ethnic minority undergraduates who passed the general college entrance examination and were admitted to full-time ordinary universities (including universities outside the province) may apply for financial aid for ethnic minority students. Each student 10000 yuan per academic year, and the funding period is the college period. Eligible minority college students apply to the county-level ethnic work department where their household registration is located before entering school.
3. South Guangdong Disabled Aid Project
Full-time disabled college students (including junior college students and graduate students, except graduate students with fixed wages) who were admitted to ordinary colleges and universities in Guangdong Province in that year may apply to the county-level Disabled Persons' Federation where their household registration is located before entering the school. The subsidy standard is college students, undergraduates, master students and doctoral students, and each person receives a one-time subsidy of 1 10,000 yuan,1.5,000 yuan, 20,000 yuan and 30,000 yuan.
Third, schools.
1, "green channel"
Full-time colleges and universities will register all freshmen who are admitted to the school, whose families are really in financial difficulties and unable to pay tuition fees, and then take different measures to support them according to the verified situation.
Step 2 Work-study program
Under the organization of the school, students use their spare time to get legal remuneration through their own labor, which is used to improve their study and living conditions. In principle, the time for students to participate in work-study programs should not exceed 8 hours per week and 40 hours per month. The minimum hourly wage shall not be less than 12 yuan (according to the local standards of each university).
3. Tuition fee remission
Students in full-time public colleges and universities whose families are particularly difficult and unable to pay tuition fees, especially orphans and disabled students, ethnic minority students, children of martyrs, children of families with special care, etc. , implement the tuition fee waiver policy. Specific measures shall be formulated by the school.
4. Other funding policies
Colleges and universities use scholarship funds, social organizations and individual donations extracted from business income to set up scholarships and grants to reward and subsidize students of their own units.