Employee medical insurance and residents' medical insurance 1. Different object-oriented residents' medical insurance is mainly aimed at unemployed residents, low-income households, students and children; Workers' medical insurance is aimed at working units or flexible employees, individual industrial and commercial households, etc. Two, the cost of different sources of medical insurance by individuals, financial subsidies; The amount of general financial assistance is much more than that paid by individuals; Workers' medical insurance is paid by both units and individuals, generally 8% by units and 2% by individuals; Third, the payment standard method is different. Residents' medical insurance is paid annually, and there is a collection period. Generally, the next year's fee is paid from September to December every year. If the payment is not paid within the collection period, there will be a certain waiting period, that is, there will be a period of time. Can't enjoy the treatment; Employees' medical insurance is paid monthly, and it is generally stipulated that the payment should be made before the date of each month. If the payment is overdue, there will be a late fee, and if medical expenses occur during the unpaid period, they will not be reimbursed first, and will be reimbursed after the payment. Fourth, residents who enjoy different benefits have lower medical insurance contributions, so the treatment is lower, and the reimbursement ratio is generally about 45% ~ 65%; Employees pay monthly for medical insurance, and the treatment is high, and the reimbursement ratio is generally about 7% ~ 9%;