So, what you should do now: 1, make clear your risk tolerance and expected investment time; 2. After selecting the fund type, select the fund in detail.
As far as the funds you mentioned are concerned, it is suggested to consider: 1. Guo Fu Tian Rui. The reason for this is the following：
Guo Fu, Tian Rui 100022
"The Fund mainly invests in stocks of listed companies with strong competitiveness, sound management, integrity and excellent performance in strong areas (rapid regional economic development, certain production group scale and strong purchasing power of residents). Adhere to steady operation, pay attention to risk control, and seek medium and long-term returns. The proportion of stock investment is 45%-95%; The investment ratio of bonds and short-term financial instruments is 5%-55%. The net asset value (as of 09-09-30) was 7.99 billion yuan. " The quarterly report of the third quarter of 2009 shows that the stock investment is 89.00% and the bond investment is 6.92%. The fund profile and portfolio show that the fund is moderate in scale and high in risk, which is suitable for investors with strong risk tolerance.
Fund manager-more than 2 years since he took office in 2007. Through the performance of the fund, we can see that the manager's investment ability is good.
Fees-front-end subscription fee is 65,438+0.5%, fund management fee is 65,438+0.50%, and fund custody fee is 0.25% (there is a discount for direct sales of fund companies' websites). Generally speaking, the investment cost is moderate.
Performance-the rate of return (92.41%) since this year (as of 09/113) > The return rate of similar funds (68.35%). It shows that since the beginning of this year, the yield of most of these funds is around 68.35%, and this fund is much higher than the average level, with 220 similar funds, ranking 14, ranking first; The annual income ranks in 2 15 similar funds14; The two-year return ranks fifth among 178 equity funds, and the three-year return ranks 55th among 1 15 similar funds.
As a fund established in 2005, Guo Fu Tian Rui has experienced the double tests of bull market and bear market. In the stock market crash in 2008, it showed good resilience and outstanding weak market viability. In the process of gradual recovery of the stock market in 2009, Guo Fu Tian Rui was able to actively adjust its stock positions, and its performance remained at the leading level of stock funds, belonging to the first echelon of funds. On the whole, Tian Rui, a rich country, has shown a strong investment ability, which is worthy of being a good fund with stable performance and continuous Excellence.
At the same time, Wells Fargo Fund Company is a very responsible fund company. In June 2009, SDB A, the largest heavyweight stock of Wells Fargo Fund, was temporarily suspended due to a major incident on the 8th. In order to protect the interests of fund holders and prevent new subscription arbitrage, Wells Fargo Fund urgently closed the subscription, conversion and transfer business of Tian Rui, a rich country, from June 10.
In this way, the income of the original fund holders in Tian Rui has been guaranteed to the greatest extent. After that, considering that SDB A changes in equity has become clear, it was decided to resume the subscription, conversion and fixed investment business of Guofu Tianrui below 654.38+million on June 5. However, the large subscription business has not been liberalized. This can not only maintain the high income of the original fund holders, but also take into account the interests of ordinary investors and the needs of their own sustainable development.