E Fund is a wealth management product, with guaranteed capital. The income is about 4% to 5%, that is, the investment 10000 yuan, and the annual income is more than 400 yuan.

Index funds rise and fall with the market, that is, you earn when the market goes up, and you lose when the market goes down. In other words, you may lose money. Generally buy when the market index is low and sell when it is high. For example, at 3200 now, if the market will rise to 3500, you will earn about 10%, and if it falls to 2900, you will lose 10%.