However, it is another matter that your foundation will not lose money.
At present, there are more than 1000 open-end funds, and different types of funds have different risk-return characteristics. If you don't choose the right product for your investment, you may lose money, or even lose money seriously. Because the return and risk of investment should match.
The fund was bought at the bank. Will banks cheat? Banks generally don't cheat, but in order to complete the sales task and get more commission, they often exaggerate the fund's income, which can be more than 10% a year. They often avoid or even hide the risks that customers have to bear, and do not conduct risk tests with users. As a result, after a year or two, there was no gain, but a loss.
So you have to make a fixed investment in the bank fund, not considering being cheated. But we must know what kind of fund the investment belongs to, how big the risk is, do a good job of risk assessment, whether it is suitable for our own investment, and avoid the blindness of investment.
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