There are many products, and it is best to carry out effective asset allocation.

The number you gave is very conceptual, let me help you analyze it one by one: 1. Now that we still have 3 million funds, we need to split them: First of all: if you regard this part of the funds as spare funds first:

1.2 million current savings deposits + financial management with guaranteed principal and interest in banks. Second: 1 million investment insurance. Third: 500,000 trust, fund, P2P online loan financial management. Fourth: 300,000 risk investment: spot and precious metal trading. Second: this

Part of the funds is all your funds. First: 1.5 million fixed demand deposits. Second: 600,000 bank underpinnings with principal and interest guaranteed. Financial management. Third: 600,000 treasury bonds or long-term holding stocks. Fourth: 300,000 risk investments.

3. If it is a one-time investment to build a real industry. First: Please deduct 60% of the additional risk capital. Second: The remaining 40% is your initial fixed and operating costs. Then we need to strictly consider industries where 3 million can be invested.

, combined with the current basic information of the industry and specific operations, you can find a professional financial consultant to sign a contract with you and help you handle it.