After the reform and opening up, my country's economy has developed very rapidly.

People's living standards have been greatly improved. Many people no longer have enough to eat and no warmth to wear. Moreover, the development of science and technology and the progress of the times have brought about huge changes in society and us.

Most people have their own jobs and a stable income. So when we have savings in our hands, we all have the same idea, that is, how can we make "money make money"?

In the past, everyone must have invested in gold, because people in the past thought that gold preserved its value, but now everyone's first thought must be real estate. After all, there are indeed many people who make money through real estate.

When real estate was booming, many people became extremely rich by selling their houses!

However, now due to the introduction of regulatory policies, real estate has "stopped its growth", and the country has always emphasized that "housing is for living, not for speculation."

This policy has also been deeply rooted in the hearts of the people.

However, "a skinny camel is bigger than a horse". No matter how hard the real estate industry is hit, you can still make money.

After all, there are many people who need a house.

But it is no longer possible to realize the "dream of getting rich" by relying on real estate. After all, the investment is high, and if you don't have money, you basically can't get anywhere.

So many people can only give up this idea.

So this method is not feasible. Is there any other way to make "money make money"?

I believe that most of the time when you go to a bank to handle business, bank employees will recommend you to buy various financial products.

Some people will be annoyed but some people will choose to believe it.

After all, these products were recommended by bank employees.

And banks have always been safe and reliable in everyone's mind.

The benefits are also foreseeable, and it is good to listen to these opinions.

So they all choose to buy it. However, many people also have the same doubt, that is, why are the financial products recommended by banks so popular, but bank employees never buy them?

Are these financial products really as good as they advertise?

Regarding these questions, the editor will answer them one by one.

We must have deposits in our hands. The first thing we talk about is the issue of money. After all, if we want to buy these financial products, we must have enough "spare money" in our hands. The threshold for these financial products generally recommended by banks is also very high, with a minimum of more than 50,000.

Many people may think that working in a bank will definitely lead to high wages, but this was all in the past.

Nowadays, every job has become different. The wages of many jobs are getting lower and lower, especially in banks. Those who we think have high wages are generally leaders or senior executives. As for ordinary bank employees, the wages are relatively not very high.

Yes, after excluding expenses, I naturally don’t have that much money for investment, so I definitely won’t buy these products.

The income is relatively low. As internal employees, they naturally know these financial products best.

In addition, they are also very knowledgeable about financial management, and they are also very clear about the real returns. Data shows that the current returns on bank financial products are only around 4%.

This kind of income is not even as good as WeChat and Alipay, so of course I won’t choose it.