Fund payment generally refers to the overall fund payment. The overall fund refers to the fund paid by all medical insurance units to the society, which is not included in the personal account. Overall fund payment refers to the use of overall account funds to pay the relevant medical expenses of the insured. Overall fund payment should conform to local medical insurance policies, including hospitals and medical institutions, reimbursement scope, deductible line, proportion, etc.

According to the Social Insurance Law: Article 28 stipulates that medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Medical insurance is one of the five major insurances in China. The medical insurance fund exists in the form of law or contract. It is a monetary fund that provides basic medical insurance for insurers. The collection and management of medical insurance fund is compulsory.

Can I withdraw money from my medical insurance account?

The money in the medical insurance account is generally not available. Users can use the money in the card to spend in hospitals and designated pharmacies without paying cash themselves. Want to take out the money in the medical insurance account need to meet two conditions, the insured died suddenly, the heir can take out all the funds in his medical insurance account. Second, when the insured leaves the country, he can withdraw all the funds from his personal account with the relevant exit procedures.