The limits are: 1. The loan limit for purchasing an existing house or an off-plan house shall not exceed 70% of the total price of the house.

2. The loan amount for purchasing a resettlement house shall not exceed the total price difference paid.

3. The one-time repayment of commercial bank housing loans shall not exceed the bank loan balance.

4. You can only apply for a housing provident fund loan once for the same house purchase.

The borrower's monthly comprehensive repayment ratio shall not exceed 50% of the total monthly fixed economic income of his or her family.