1. Stocks sold on the same day cannot be withdrawn until the next trading day specified by the Exchange.
2. It may be that the securities company has opened the automatic financial management function (the available funds will be transferred to automatic financial management, which will not affect the normal stock trading, but the withdrawal will prompt that it can be taken as 0, such as the Xinhua Fund Yinuobao of Hengtai Securities and the commission Jinbao of Guo Jin Securities, etc.).
Balance: refers to how much cash is left in your fund account. Available: refers to the cash in your capital account that can be used to buy stocks. Generally speaking, the balance and availability are the same, but if you sell stocks that day, then "availability" is your balance plus the money you just sold stocks. Because the China stock market adopts the t+ 1 system, the stocks sold on the same day can only be delivered the next day, and the money sold can only be withdrawn the next day. Desirable: refers to the money that can be transferred from the stock fund account to the bank account today. Under normal circumstances, balance and desirability are the same.
When securities funds are transferred to bank cards, they can only be transferred out between 9:00- 16:00 on the trading day, and cannot be transferred out at other times. If the trading hours can't be transferred out, it may be because the stocks you sold on the same day and the funds you sold on the same day can't be transferred out on the same day, but only on the next trading day. If none of the above is true, it may be that your stock account has opened some wealth management projects, which makes the funds unable to be converted into desirable ones. You can convert them into the required quantity by manually setting the reserved quantity. If everything is normal, then the ID card has expired, which limits the transfer. In rare cases, the temporary failure of the banking system will make it impossible to transfer funds.
In addition, many stock accounts have opened one-day balance financing, which means that securities companies use the money in your account to finance after the market closes that day, and you can still buy stocks after the market opens the next day. In this case, you can transfer money after the quick redemption operation. If this function is enabled, please consult your securities company for specific operation.
The method of transferring stock funds into banks is as follows:
1. Download and install the stock trading software of the corresponding securities company.
2. Log in with the fund account number and enter the account number. Password login succeeded.
3. In the online trading system, the operation selects bank-securities transfer.
4. Select the option of transferring securities to the bank, and enter the transfer amount and password.
Matters needing attention in bank-securities transfer:
1. The self-service transfer time of securities deposit is the opening time of the exchange;
2. There will be a voice prompt when the transfer is successful, and the transferred funds will arrive in time. Customers can directly enter the telephone entrustment or self-service terminal at the brokerage office to check the deposit balance, or print the passbook through telephone banking or to the customer service terminal at the outlet.
3. If the customer changes the information and terminates the self-service transfer service, a written application shall be provided;
4. If the transfer amount exceeds the maximum amount stipulated by the securities business department, the transfer is invalid;
5. Customers must pay attention to the confidentiality of information. Any fund transfer based on the password of the customer's securities margin account is regarded as the customer's initiative according to his own wishes.