Both will do. Alipay fund buys Class A, which is suitable for long-term investment. The purchase and redemption cost of Class A funds is high, and the expected return on short-term investment is not high. After deducting the handling fee, there is basically no return. Alipay fund buys Class C, which is suitable for short-term investment. Class C funds do not need to buy redemption fees, which saves costs and does not need to consider redemption fees when redeeming.

Fees: Class A fund shares and Class C fund shares are charged the same custody fee and management fee. Class A fund shares are charged subscription, subscription and redemption fees, excluding sales service fees. Class C fund shares do not charge subscription and subscription fees (held for more than 30 days), but charge sales service fees.