1. What is the deposit interest rate of Linyi Rural Commercial Bank?
Still, everyone is more concerned about the bank's deposit interest rate. Although many people think it is not cost-effective to put money in the bank, it is really reliable to put money in the bank. Compared with investment, putting money in the bank will be less risky. As we all know, among all banks in China, the four major banks have the lowest deposit interest rates. Under normal circumstances, the bank with the highest deposit interest rate among the four major banks is China Construction Bank. From the perspective of deposit security, there is no difference between the two. The deposit interest rates of rural commercial banks are different. Take the interest rate of a rural commercial bank as an example: the annual interest rate of demand deposits is 0.35%; 3-month fixed deposit: 1.85%, 2.05%, 2.25%, 2.85% for 2 years; Monetary fund 4.12%; 5. 1% wealth management products.
Second, the specific analysis
Many friends, especially those in rural areas, generally handle deposit business in rural commercial banks. Because the four major banks are all in township areas, there are few outlets providing services, especially in township areas of third-tier and below cities. Rural commercial banks are actually commercial banks, and they also need operating profits to survive. In order to obtain more social funds, enrich the amount of funds in their own banks, and carry out loan business to earn interest difference. The deposit interest rate of rural commercial banks is often higher than that of the four major banks. Everyone must want to find a bank with high interest rate when doing business, because then you will get more money and everyone will definitely want to make more money. It is certainly more cost-effective to find a bank with a higher interest rate, and this one is also a good choice in the future.
Third, the conclusion
The government promulgated the "Regulations on Bank Deposit Insurance" precisely because of its implementation, which protected the interests of ordinary depositors. At the same time, let everyone have more choices. Therefore, everyone can safely deposit their money in the bank, and the security is still very high.